Logins313▲70
Sanctions132▲31
Disbursals124▲20
Disb Amount₹731.46L▲92.88
L→S %42.2%▲0.6
S→D %56.8%▲1.4
L→D %24%▲1
  • Login→Sanction at 42.2% (+0.6pp MoM) against the 55% floor.Derived from: 132 sanctions / 313 logins vs 101/243 prior
  • Rajasthan loses the most files in the funnel — 181 at sanction and 57 at disbursal.Derived from: 313 logins → 132 sanctions → 75 fresh disbursals
  • Concentration: 6 of 20 branches produce 50% of disbursal value (₹415L).Derived from: Branch disbursal amounts, current month
  • 6 RMs past 3 months vintage recorded zero disbursal in both months.Derived from: Non-performing RM list

Zone health

Aug vs Jul 2026 · Rajasthan · 20 branches

HEALTH

Zone summary

Status against thresholds · Rajasthan

SUMMARY
L→S→D
42.2% · 56.8% · 24%
Thresholds ≥55% · ≥65% · ≥35%
OTD / OpEx
Br 5.69% · Mgr 2.66% · Sup 3.06%
Thresholds ≤3.5% · ≤0.75% · ≤0.75%
Blended ROI
14.28%
WROI weighted by business · threshold ≥13.75%
Admin & PF
2.31%
WROI weighted by sanction · threshold ≥2.25%
Yield
14.28%
Fresh-disb weighted yield · threshold ≥13.75%
FOS Productivity
1.57
Fresh files / Active FOS · zone avg
Penal Collection
58.3%
11 branches below 70%
Collection Eff.
99.0%
Threshold ≥98.5%
Bounce Rate
13.32%
Total Rajasthan · threshold <12%
Insurance
4.93%
Total Rajasthan · threshold ≥5%
Zero Disb RMs
6 RMs
>3M vintage · 6 early-watch (1.5–3M)
Logins
0
▲ 70
Total Disbursement (₹L)
0
▲ 92.88
L→D %
0%
Threshold ≥35%
Fresh Disbursement (₹L)
0
75 files · 20 active branches

Zone funnel

Logins → sanctions → fresh disbursals, Aug vs Jul

FUNNEL

Top movers

Disbursal ₹L, Aug vs Jul

MOVERS
  • JAIPUR 6RajasthanPrev0.00Cur50.99L→D16.67%▲ 50.99
  • BHILWARARajasthanPrev13.57Cur52.24L→D42.86%▲ 38.67
  • AJMERRajasthanPrev9.02Cur40.98L→D25.00%▲ 31.96
  • KHERLIRajasthanPrev34.37Cur61.53L→D31.03%▲ 27.16
  • ALWARRajasthanPrev90.14Cur112.28L→D36.00%▲ 22.14

Biggest declines

Disbursal ₹L, Aug vs Jul

MOVERS
  • AGRA ROADRajasthanPrev65.84Cur32.23L→D13.33%▼ 33.61
  • BEAWARRajasthanPrev25.23Cur0.00L→D0.00%▼ 25.23
  • UDAIPURRajasthanPrev27.48Cur3.17L→D0.00%▼ 24.31
  • JAIPUR 3RajasthanPrev78.17Cur57.49L→D28.57%▼ 20.68
  • NAGAURRajasthanPrev35.59Cur25.40L→D25.00%▼ 10.19

Branch Scorecard

Green = within threshold, red = breach, grey = no data. Click a branch to drill down.

MATRIX
20 branches
BranchL→D %L→S %Branch OpEx %Blended RoI %Penal Coll %Bounce %Coll Eff %Insurance %
ALWARRajasthan36.0052.003.5115.3891.2012.84100.004.55
JAIPUR 1Rajasthan19.3545.165.7213.3957.5011.3899.644.97
KOTARajasthan20.0046.6718.0013.7236.2024.3197.683.99
SIKARRajasthan35.7142.863.8814.37142.1012.50101.995.44
KHERLIRajasthan31.0362.073.3316.5525.3026.9285.835.18
BEAWARRajasthan0.0020.000.00——0.00100.000.00
JAIPUR 2Rajasthan31.5815.7914.8814.7855.5010.7199.493.10
AJMERRajasthan25.0041.676.1211.4891.1020.29100.003.69
BHILWARARajasthan42.8642.864.4813.5932.3016.2597.315.85
Jaipur 4Rajasthan0.0028.5780.89————0.00
JAIPUR 3Rajasthan28.5750.004.1114.3788.6010.42100.005.89
JHALAWARRajasthan30.7738.463.1414.3337.3022.5893.234.26
JODHPUR CITYRajasthan26.6740.003.2913.86———4.07
UDAIPURRajasthan0.0033.3359.06—49.6013.4699.930.00
NAGAURRajasthan25.0025.004.7315.000.000.00100.003.65
PALIRajasthan9.0918.188.9613.00———3.90
BUNDIRajasthan27.2745.455.4114.38———7.99
JODHPURRajasthan0.000.000.00—36.6011.9397.510.00
JAIPUR 6Rajasthan16.6750.005.8813.46———4.48
AGRA ROADRajasthan13.3340.005.2413.71———5.95

S→D above 100% can indicate prior-month sanction pipeline.