- Login→Sanction at 41.6% (+2.3pp MoM) against the 55% floor.Derived from: 101 sanctions / 243 logins vs 84/214 prior
- Rajasthan loses the most files in the funnel — 142 at sanction and 45 at disbursal.Derived from: 243 logins → 101 sanctions → 56 fresh disbursals
- Concentration: 5 of 20 branches produce 50% of disbursal value (₹355L).Derived from: Branch disbursal amounts, current month
- 13 RMs past 3 months vintage recorded zero disbursal in both months.Derived from: Non-performing RM list
Zone health
Jul vs Jun 2026 · Rajasthan · 20 branches
Zone summary
Status against thresholds · Rajasthan
L→S→D
41.6% · 55.4% · 23%
Thresholds ≥55% · ≥65% · ≥35%
OTD / OpEx
Br 5.69% · Mgr 2.66% · Sup 3.06%
Thresholds ≤3.5% · ≤0.75% · ≤0.75%
Blended ROI
13.78%
WROI weighted by business · threshold ≥13.75%
Admin & PF
2.44%
WROI weighted by sanction · threshold ≥2.25%
Yield
13.78%
Fresh-disb weighted yield · threshold ≥13.75%
FOS Productivity
0
Fresh files / Active FOS · zone avg
Penal Collection
53.3%
11 branches below 70%
Collection Eff.
98.4%
Threshold ≥98.5%
Bounce Rate
13.32%
Total Rajasthan · threshold <12%
Insurance
5.77%
Total Rajasthan · threshold ≥5%
Zero Disb RMs
13 RMs
>3M vintage · 5 early-watch (1.5–3M)
Logins
0
▲ 29
Total Disbursement (₹L)
0
▲ 130.66
L→D %
0%
Threshold ≥35%
Fresh Disbursement (₹L)
0
56 files · 20 active branches
Zone funnel
Logins → sanctions → fresh disbursals, Jul vs Jun
Top movers
Disbursal ₹L, Jul vs Jun
- AGRA ROADRajasthanPrev23.03Cur65.84L→D36.40%▲ 42.81
- ALWARRajasthanPrev55.54Cur90.14L→D21.20%▲ 34.6
- JODHPUR CITYRajasthanPrev23.77Cur51.84L→D22.20%▲ 28.07
- JAIPUR 3RajasthanPrev52.82Cur78.17L→D40.00%▲ 25.35
- SIKARRajasthanPrev30.22Cur50.83L→D30.80%▲ 20.61
Biggest declines
Disbursal ₹L, Jul vs Jun
- JAIPUR 2RajasthanPrev63.19Cur32.98L→D50.00%▼ 30.21
- NAGAURRajasthanPrev53.92Cur35.59L→D50.00%▼ 18.33
- Jaipur 4RajasthanPrev17.77Cur3.61L→D0.00%▼ 14.16
- KHERLIRajasthanPrev44.32Cur34.37L→D20.00%▼ 9.95
- BHILWARARajasthanPrev21.78Cur13.57L→D8.30%▼ 8.21
Branch Scorecard
Green = within threshold, red = breach, grey = no data. Click a branch to drill down.
20 branches
| Branch | L→D % | L→S % | Branch OpEx % | Blended RoI % | Penal Coll % | Bounce % | Coll Eff % | Insurance % |
|---|---|---|---|---|---|---|---|---|
| ALWARRajasthan | 21.20 | 54.50 | 4.07 | 14.48 | 75.70 | 14.70 | 99.26 | 4.17 |
| JAIPUR 1Rajasthan | 38.50 | 46.20 | 4.90 | 13.81 | 65.10 | 9.20 | 100.00 | 4.38 |
| KOTARajasthan | 0.00 | 13.30 | 32.31 | 13.13 | 29.40 | 18.80 | 95.83 | — |
| SIKARRajasthan | 30.80 | 38.50 | 4.62 | 13.19 | 52.60 | 18.40 | 100.00 | 5.15 |
| KHERLIRajasthan | 20.00 | 60.00 | 6.11 | 13.95 | 17.80 | 23.80 | 85.45 | 3.68 |
| BEAWARRajasthan | 14.30 | 14.30 | 4.19 | 12.43 | — | — | 100.00 | 6.49 |
| JAIPUR 2Rajasthan | 50.00 | 50.00 | 6.79 | 15.26 | 56.00 | 12.00 | 98.52 | 5.74 |
| AJMERRajasthan | 20.00 | 30.00 | 20.86 | 13.07 | 35.70 | 16.20 | 97.25 | 9.09 |
| BHILWARARajasthan | 8.30 | 58.30 | 20.62 | 12.76 | 51.40 | 18.00 | 95.27 | 3.90 |
| Jaipur 4Rajasthan | 0.00 | 28.60 | 58.71 | 14.00 | — | — | — | — |
| JAIPUR 3Rajasthan | 40.00 | 46.70 | 3.24 | 13.88 | 80.30 | 10.60 | 99.96 | 6.85 |
| JHALAWARRajasthan | 30.80 | 53.80 | 8.30 | 14.42 | 26.80 | 22.00 | 93.17 | 6.37 |
| JODHPUR CITYRajasthan | 22.20 | 44.40 | 2.71 | 12.58 | — | — | — | 3.62 |
| UDAIPURRajasthan | 28.60 | 14.30 | 6.63 | 13.67 | 45.90 | 6.10 | 99.94 | 4.07 |
| NAGAURRajasthan | 50.00 | 37.50 | 3.57 | 14.96 | 0.00 | 0.00 | 100.00 | 7.54 |
| PALIRajasthan | 11.10 | 44.40 | 5.91 | 15.00 | — | — | — | 4.97 |
| BUNDIRajasthan | 27.30 | 45.50 | 24.00 | 15.55 | — | — | — | 10.24 |
| JODHPURRajasthan | 0.00 | 0.00 | 0.00 | — | 57.40 | 13.70 | 96.90 | — |
| JAIPUR 6Rajasthan | 0.00 | 20.00 | 0.00 | — | — | — | — | — |
| AGRA ROADRajasthan | 36.40 | 27.30 | 1.97 | 12.91 | — | — | — | 5.99 |
S→D above 100% can indicate prior-month sanction pipeline.