- Bounce rate 7.74% (+1.1pp MoM) against the 12% ceiling.Derived from: 89 bounces / 736 presentations
- Collection efficiency 98.70% vs 98.5% target.Derived from: ₹1,14,09,115.00L received on ₹1,15,59,674.00L due
- Insurance penetration 4.81% of fresh sanction value vs 5% threshold.Derived from: ₹28,23,917.00L insurance on ₹5,86,65,717.00L sanction
- Highest bounce branch: SAHIBABAD at 18% (was 13%).Derived from: Branch bounce table, current month
Penal recovery 57.43% vs ≥70%
₹33.22L collected of ₹57.85L billed
Bounce 7.74% vs <12%
3 branches above 15%
Insurance 4.81% vs ≥5%
9 branches below threshold
Penal billed (₹L)
0
Penal collected (₹L)
0
Penal collection %
0%
Threshold ≥70%
Penal — billed vs collected
Aug · threshold ≥70% collection
| Branch | Sub-region | Billed ₹L | Collected ₹L | Collection % |
|---|---|---|---|---|
| DELHI ROHINI | Delhi/NCR | 7.253 | 3.601 | 49.6 |
| KAUSHAMBI | Delhi/NCR | 17.208 | 10.222 | 59.4 |
| DWARKA_MOR | Delhi/NCR | 2.097 | 2.000 | 95.4 |
| FARIDABAD | Delhi/NCR | 3.262 | 2.263 | 69.4 |
| GHAZIABAD | Delhi/NCR | 15.203 | 7.434 | 48.9 |
| NOIDA | Delhi/NCR | 9.923 | 4.946 | 49.8 |
| DADRI | Delhi/NCR | 1.679 | 1.577 | 93.9 |
| GHAZIABAD2 | Delhi/NCR | 0.000 | 0.000 | 0.0 |
| MODI NAGAR | Delhi/NCR | 0.714 | 0.676 | 94.7 |
| SAHIBABAD | Delhi/NCR | 0.507 | 0.500 | 98.6 |
| GREATER_NOIDA | Delhi/NCR | 0.000 | 0.000 | 0.0 |
Collection efficiency
Received / due · threshold ≥98.5%
| Branch | Sub-region | Prior % | Aug % |
|---|---|---|---|
| DELHI ROHINI | Delhi/NCR | 97.14 | 96.70 |
| DWARKA_MOR | Delhi/NCR | 100.00 | 100.00 |
| FARIDABAD | Delhi/NCR | 98.61 | 98.67 |
| GHAZIABAD | Delhi/NCR | 98.75 | 98.67 |
| NOIDA | Delhi/NCR | 99.11 | 98.49 |
| DADRI | Delhi/NCR | 100.00 | 100.00 |
| GHAZIABAD2 | Delhi/NCR | 0.00 | 100.00 |
| MODI_NAGAR | Delhi/NCR | 100.00 | 100.00 |
| SAHIBABAD | Delhi/NCR | 100.00 | 100.00 |
| MAYUR_VIHAR | Delhi/NCR | 100.00 | 100.00 |
| GREATER_NOIDA | Delhi/NCR | 100.00 | 100.00 |
| LONI | Delhi/NCR | 100.00 | 100.00 |
| DELHI6 | Delhi/NCR | 0.00 | 100.00 |
AUM — opening, closing & attrition
₹Cr by sub-region
| Region | Opening | Disbursal | Attrition | Closing | Growth % |
|---|---|---|---|---|---|
| Delhi/NCR | 140.46 | 7.07 | 1.37 | 146.16 | 4.06% |