- Bounce rate 7.74% (+1.1pp MoM) against the 12% ceiling.Derived from: 23 bounces / 297 presentations
- Collection efficiency 98.64% vs 98.5% target.Derived from: ₹45,07,807.00L received on ₹45,70,051.00L due
- Insurance penetration 4.35% of fresh sanction value vs 5% threshold.Derived from: ₹37,26,347.00L insurance on ₹8,31,40,306.00L sanction
- Highest bounce branch: DELHI ROHINI at 11% (was 8%).Derived from: Branch bounce table, current month
Penal recovery 44.39% vs ≥70%
₹4.87L collected of ₹10.97L billed
Bounce 7.74% vs <12%
0 branches above 15%
Insurance 4.35% vs ≥5%
14 branches below threshold
Penal billed (₹L)
0
Penal collected (₹L)
0
Penal collection %
0%
Threshold ≥70%
Penal — billed vs collected
Jul · threshold ≥70% collection
| Branch | Sub-region | Billed ₹L | Collected ₹L | Collection % |
|---|---|---|---|---|
| DELHI ROHINI | Delhi/NCR | 5.720 | 1.050 | 18.4 |
| DWARKA_MOR | Delhi/NCR | 3.090 | 2.700 | 87.4 |
| FARIDABAD | Delhi/NCR | 2.160 | 1.120 | 51.9 |
Collection efficiency
Received / due · threshold ≥98.5%
| Branch | Sub-region | Prior % | Jul % |
|---|---|---|---|
| DELHI ROHINI | Delhi/NCR | 99.19 | 97.14 |
| DWARKA_MOR | Delhi/NCR | 100.00 | 100.00 |
| FARIDABAD | Delhi/NCR | 96.53 | 98.61 |
| MAYUR_VIHAR | Delhi/NCR | 0.00 | 100.00 |
AUM — opening, closing & attrition
₹Cr by sub-region
AUM was not reported in the Jul vs Jun 2026 pack.