- Weighted blended RoI at 15.61% against the 13.75% floor (Jul 15.22%).Derived from: 1 branches priced below the blended floor
- Admin & processing-fee income at 2.41% of disbursement.Derived from: Weighted APF, Aug vs 2.84% prior
Weighted blended RoI 15.61% vs floor 13.75%
1 of 10 branches price below the floor · APF 2.41% (prior 2.84%)
Weighted RoI %
0%
Threshold ≥13.75% · prior 15.22%
APF / PF income %
0%
prior 2.84%
Insurance penetration %
0%
Threshold ≥5% · prior 5.86%
Weighted RoI by branch
Blended RoI, Aug · threshold ≥13.75%
| Branch | Blend | HL RoI | HL ATS(L) | LAP RoI | LAP ATS(L) | BLD RoI | BLD ATS(L) | M.LAP RoI | M.LAP ATS(L) |
|---|---|---|---|---|---|---|---|---|---|
| AGRA | 19.56 | — | — | 18.00 | 10.71 | — | — | 21.00 | 5.83 |
| BARABANKI | 15.04 | 13.88 | 11.85 | 16.00 | 3.46 | 14.50 | 17.55 | 21.00 | 5.65 |
| KANPUR | 16.45 | 13.75 | 16.13 | 16.20 | 6.12 | 12.00 | 15.57 | 21.16 | 6.25 |
| LUCKNOW | 13.88 | 13.13 | 12.55 | 16.26 | 10.10 | 12.25 | 9.81 | — | — |
| MEERUT | 21.25 | — | — | — | — | — | — | 21.25 | 4.03 |
| PRAYAGRAJ | 14.52 | 13.78 | 12.79 | 16.51 | 9.59 | — | — | — | — |
| Varanasi | 14.00 | 14.00 | 6.31 | — | — | — | — | — | — |
| DEHRADUN | 13.50 | 13.50 | 8.96 | — | — | — | — | — | — |
| LUCKNOW 2 | — | — | — | — | — | — | — | — | — |
| MATHURA | 21.08 | — | — | — | — | — | — | 21.08 | 5.93 |
| Haridwar | 15.50 | — | — | 15.50 | 12.19 | — | — | — | — |
Insurance penetration
Insurance premium as % of sanctioned amount · threshold ≥5%
| Branch | Sub-region | Prior % | Aug % | Sanctioned ₹ | Insurance ₹ |
|---|---|---|---|---|---|
| AGRA | UP/UK | 7.13 | 5.33 | 24,49,077 | 1,30,489 |
| BARABANKI | UP/UK | 5.19 | 7.22 | 50,36,007 | 3,63,643 |
| KANPUR | UP/UK | 5.64 | 7.05 | 75,06,315 | 5,29,509 |
| LUCKNOW | UP/UK | 5.98 | 5.95 | 1,15,45,527 | 6,86,715 |
| MEERUT | UP/UK | 2.84 | 4.72 | 16,12,478 | 76,098 |
| PRAYAGRAJ | UP/UK | 6.54 | 6.01 | 70,34,123 | 4,23,078 |
| Varanasi | UP/UK | — | 6.92 | 6,31,469 | 43,703 |
| DEHRADUN | UP/UK | 8.11 | 3.26 | 8,95,993 | 29,220 |
| LUCKNOW 2 | UP/UK | 5.06 | 0.00 | 0 | 0 |
| MATHURA | UP/UK | 6.23 | 7.66 | 15,66,022 | 1,19,966 |
| Haridwar | UP/UK | 0.00 | 1.53 | 12,18,704 | 18,704 |