- Weighted blended RoI at 14.25% against the 13.75% floor (Jul 13.81%).Derived from: 18 branches priced below the blended floor
- Admin & processing-fee income at 2.16% of disbursement.Derived from: Weighted APF, Aug vs 2.39% prior
Weighted blended RoI 14.25% vs floor 13.75%
18 of 41 branches price below the floor · APF 2.16% (prior 2.39%)
Weighted RoI %
0%
Threshold ≥13.75% · prior 13.81%
APF / PF income %
0%
prior 2.39%
Insurance penetration %
0%
Threshold ≥5% · prior 5.28%
Weighted RoI by branch
Blended RoI, Aug · threshold ≥13.75%
| Branch | Blend | HL RoI | HL ATS(L) | LAP RoI | LAP ATS(L) | BLD RoI | BLD ATS(L) | M.LAP RoI | M.LAP ATS(L) |
|---|---|---|---|---|---|---|---|---|---|
| AGRA | 19.56 | — | — | 18.00 | 10.71 | — | — | 21.00 | 5.83 |
| AJMER | 11.48 | 11.26 | 17.92 | 17.00 | 1.40 | — | — | — | — |
| ALWAR | 15.38 | 14.47 | 9.20 | 15.86 | 13.67 | — | — | — | — |
| BARABANKI | 15.04 | 13.88 | 11.85 | 16.00 | 3.46 | 14.50 | 17.55 | 21.00 | 5.65 |
| BHILWARA | 13.59 | 12.57 | 8.98 | 15.13 | 5.95 | — | — | — | — |
| DADRI | 12.25 | 12.25 | 14.15 | — | — | — | — | — | — |
| DELHI LAXMI NAGAR | 13.40 | — | — | — | — | 13.40 | 14.34 | — | — |
| DELHI ROHINI | 13.15 | 13.15 | 2.21 | — | — | — | — | — | — |
| DWARKA MOR | 12.39 | 12.39 | 25.61 | — | — | — | — | — | — |
| FARIDABAD | 16.50 | — | — | 16.50 | 11.44 | — | — | — | — |
| GHAZIABAD | 13.21 | 13.09 | 7.27 | 16.00 | 12.13 | 12.29 | 15.91 | — | — |
| GHAZIABAD 2 | 13.95 | 13.38 | 10.00 | 15.50 | 7.46 | — | — | — | — |
| GREATER NOIDA | 13.63 | 12.17 | 13.63 | 15.79 | 9.36 | — | — | 20.80 | 4.06 |
| JAIPUR 1 | 13.39 | 12.99 | 6.30 | 16.50 | 6.85 | 12.90 | 14.07 | — | — |
| JAIPUR 2 | 14.78 | 14.21 | 2.36 | 17.50 | 2.47 | — | — | — | — |
| JAIPUR 3 | 14.37 | 13.41 | 4.39 | 15.26 | 14.07 | — | — | — | — |
| JAIPUR 4 | — | — | — | — | — | — | — | — | — |
| JHALAWAR | 14.33 | 13.50 | 6.76 | 15.00 | 8.32 | — | — | — | — |
| KANPUR | 16.45 | 13.75 | 16.13 | 16.20 | 6.12 | 12.00 | 15.57 | 21.16 | 6.25 |
| KAUSHAMBI | 12.60 | 12.60 | 12.01 | — | — | — | — | — | — |
| KHERLI | 16.55 | 15.00 | 0.80 | 16.19 | 7.25 | — | — | 20.50 | 5.06 |
| KOTA | 13.72 | 14.75 | 3.38 | — | — | 12.00 | 4.04 | — | — |
| LONI | 16.50 | — | — | 16.50 | 10.19 | — | — | — | — |
| LUCKNOW | 13.88 | 13.13 | 12.55 | 16.26 | 10.10 | 12.25 | 9.81 | — | — |
| MEERUT | 21.25 | — | — | — | — | — | — | 21.25 | 4.03 |
| MODI NAGAR | 15.59 | — | — | 15.59 | 9.50 | — | — | — | — |
| NAGAUR | 15.00 | 15.00 | 4.03 | 15.00 | 10.92 | — | — | — | — |
| NOIDA | 12.40 | 12.40 | 15.40 | — | — | — | — | — | — |
| PALI | 13.00 | 13.00 | 3.52 | — | — | — | — | — | — |
| PRAYAGRAJ | 14.52 | 13.78 | 12.79 | 16.51 | 9.59 | — | — | — | — |
| SAHIBABAD | 15.75 | 15.59 | 8.73 | 16.00 | 11.44 | — | — | — | — |
| SIKAR | 14.37 | 13.15 | 11.08 | 15.08 | 12.56 | — | — | — | — |
| Jodhpur City | 13.86 | 13.17 | 10.87 | 15.50 | 13.73 | — | — | — | — |
| Udaipur | — | — | — | — | — | — | — | — | — |
| Varanasi | 14.00 | 14.00 | 6.31 | — | — | — | — | — | — |
| BEAWAR | — | — | — | — | — | — | — | — | — |
| BUNDI | 14.38 | 14.38 | 6.16 | — | — | — | — | — | — |
| DEHRADUN | 13.50 | 13.50 | 8.96 | — | — | — | — | — | — |
| JODHPUR | — | — | — | — | — | — | — | — | — |
| LUCKNOW 2 | — | — | — | — | — | — | — | — | — |
| MAYUR VIHAR | 12.25 | 12.25 | 26.33 | — | — | — | — | — | — |
| AGRA ROAD | 13.71 | 13.71 | 16.11 | — | — | — | — | — | — |
| DELHI 6 | 12.51 | 12.22 | 34.61 | — | — | 13.25 | 27.17 | — | — |
| JAIPUR 6 | 13.46 | 11.93 | 6.79 | 16.50 | 6.41 | 13.50 | 31.00 | — | — |
| MATHURA | 21.08 | — | — | — | — | — | — | 21.08 | 5.93 |
| Haridwar | 15.50 | — | — | 15.50 | 12.19 | — | — | — | — |
Insurance penetration
Insurance premium as % of sanctioned amount · threshold ≥5%
| Branch | Sub-region | Prior % | Aug % | Sanctioned ₹ | Insurance ₹ |
|---|---|---|---|---|---|
| AGRA | UP/UK | 7.13 | 5.33 | 24,49,077 | 1,30,489 |
| AJMER | Rajasthan | 9.09 | 3.69 | 37,23,010 | 1,37,525 |
| ALWAR | Rajasthan | 4.17 | 4.55 | 1,05,15,663 | 4,78,224 |
| BARABANKI | UP/UK | 5.19 | 7.22 | 50,36,007 | 3,63,643 |
| BHILWARA | Rajasthan | 3.90 | 5.85 | 44,77,262 | 2,62,091 |
| DADRI | Delhi/NCR | 4.56 | 4.61 | 14,15,209 | 65,209 |
| DELHI LAXMI NAGAR | Delhi/NCR | 4.62 | 5.86 | 28,68,095 | 1,68,095 |
| DELHI ROHINI | Delhi/NCR | 4.58 | 0.28 | 4,42,034 | 1,220 |
| DWARKA MOR | Delhi/NCR | 4.71 | 3.86 | 51,22,924 | 1,97,924 |
| FARIDABAD | Delhi/NCR | 4.46 | 15.18 | 11,43,538 | 1,73,538 |
| GHAZIABAD | Delhi/NCR | 4.96 | 5.16 | 80,29,721 | 4,14,642 |
| GHAZIABAD 2 | Delhi/NCR | 5.45 | 3.87 | 27,45,964 | 1,06,148 |
| GREATER NOIDA | Delhi/NCR | 3.67 | 5.20 | 1,00,44,203 | 5,22,687 |
| JAIPUR 1 | Rajasthan | 4.38 | 4.97 | 53,90,577 | 2,67,688 |
| JAIPUR 2 | Rajasthan | 5.74 | 3.10 | 14,27,008 | 44,259 |
| JAIPUR 3 | Rajasthan | 6.85 | 5.89 | 54,44,220 | 3,20,598 |
| JAIPUR 4 | Rajasthan | — | 0.00 | 0 | 0 |
| JHALAWAR | Rajasthan | 6.37 | 4.26 | 30,15,328 | 1,28,451 |
| KANPUR | UP/UK | 5.64 | 7.05 | 75,06,315 | 5,29,509 |
| KAUSHAMBI | Delhi/NCR | 4.54 | 4.53 | 41,52,963 | 1,87,963 |
| KHERLI | Rajasthan | 3.68 | 5.18 | 56,58,299 | 2,93,020 |
| KOTA | Rajasthan | — | 3.99 | 10,79,231 | 43,107 |
| LONI | Delhi/NCR | — | 6.90 | 10,19,265 | 70,321 |
| LUCKNOW | UP/UK | 5.98 | 5.95 | 1,15,45,527 | 6,86,715 |
| MEERUT | UP/UK | 2.84 | 4.72 | 16,12,478 | 76,098 |
| MODI NAGAR | Delhi/NCR | 2.88 | 5.27 | 19,00,177 | 1,00,177 |
| NAGAUR | Rajasthan | 7.54 | 3.65 | 14,95,229 | 54,521 |
| NOIDA | Delhi/NCR | 4.40 | 4.79 | 46,19,221 | 2,21,479 |
| PALI | Rajasthan | 4.97 | 3.90 | 3,51,549 | 13,719 |
| PRAYAGRAJ | UP/UK | 6.54 | 6.01 | 70,34,123 | 4,23,078 |
| SAHIBABAD | Delhi/NCR | 4.63 | 4.55 | 28,90,366 | 1,31,468 |
| SIKAR | Rajasthan | 5.15 | 5.44 | 59,82,131 | 3,25,314 |
| Jodhpur City | Rajasthan | 3.62 | 4.07 | 46,34,357 | 1,88,750 |
| Udaipur | Rajasthan | 4.07 | 0.00 | 0 | 0 |
| Varanasi | UP/UK | — | 6.92 | 6,31,469 | 43,703 |
| BEAWAR | Rajasthan | 6.49 | 0.00 | 0 | 0 |
| BUNDI | Rajasthan | 10.24 | 7.99 | 18,49,226 | 1,47,835 |
| DEHRADUN | UP/UK | 8.11 | 3.26 | 8,95,993 | 29,220 |
| JODHPUR | Rajasthan | — | 0.00 | 0 | 0 |
| LUCKNOW 2 | UP/UK | 5.06 | 0.00 | 0 | 0 |
| MAYUR VIHAR | Delhi/NCR | 4.14 | 4.06 | 26,33,202 | 1,06,825 |
| AGRA ROAD | Rajasthan | 5.99 | 5.95 | 32,22,656 | 1,91,696 |
| DELHI 6 | Delhi/NCR | 3.35 | 3.70 | 96,38,835 | 3,56,221 |
| JAIPUR 6 | Rajasthan | — | 4.48 | 50,98,677 | 2,28,643 |
| MATHURA | UP/UK | 6.23 | 7.66 | 15,66,022 | 1,19,966 |
| Haridwar | UP/UK | 0.00 | 1.53 | 12,18,704 | 18,704 |