- Weighted blended RoI at 15.22% against the 13.75% floor (Jun 14.40%).Derived from: 3 branches priced below the blended floor
- Admin & processing-fee income at 2.84% of disbursement.Derived from: Weighted APF, Jul vs 2.54% prior
Weighted blended RoI 15.22% vs floor 13.75%
3 of 10 branches price below the floor · APF 2.84% (prior 2.54%)
Weighted RoI %
0%
Threshold ≥13.75% · prior 14.40%
APF / PF income %
0%
prior 2.54%
Insurance penetration %
0%
Threshold ≥5% · prior 5.05%
Weighted RoI by branch
Blended RoI, Jul · threshold ≥13.75%
| Branch | Blend | HL RoI | HL ATS(L) | LAP RoI | LAP ATS(L) | BLD RoI | BLD ATS(L) | M.LAP RoI | M.LAP ATS(L) |
|---|---|---|---|---|---|---|---|---|---|
| AGRA | 17.27 | 14.38 | — | — | — | — | — | — | — |
| BARABANKI | 14.64 | 14.10 | — | 15.50 | — | 14.00 | — | — | — |
| KANPUR | 16.85 | 14.34 | — | 15.86 | — | — | — | — | — |
| LUCKNOW | 13.78 | 13.38 | — | 16.24 | — | 12.00 | — | — | — |
| MEERUT | 14.99 | 13.50 | — | — | — | — | — | — | — |
| PRAYAGRAJ | 14.88 | 13.81 | — | 16.00 | — | — | — | — | — |
| Varanasi | 13.65 | 13.65 | — | — | — | — | — | — | — |
| DEHRADUN | 13.15 | 12.47 | — | 16.00 | — | — | — | — | — |
| LUCKNOW 2 | 13.33 | 14.71 | — | — | — | 12.73 | — | — | — |
| MATHURA | 21.29 | — | — | — | — | — | — | — | — |
Insurance penetration
Insurance premium as % of sanctioned amount · threshold ≥5%
| Branch | Sub-region | Prior % | Jul % | Sanctioned ₹ | Insurance ₹ |
|---|---|---|---|---|---|
| AGRA | UP/UK | 5.58 | 7.13 | 69,88,268 | 4,98,264 |
| BARABANKI | UP/UK | 5.05 | 5.19 | 39,96,463 | 2,07,416 |
| KANPUR | UP/UK | 5.37 | 5.64 | 59,73,204 | 3,36,889 |
| LUCKNOW | UP/UK | 4.81 | 5.98 | 1,03,49,092 | 6,18,876 |
| MEERUT | UP/UK | 5.25 | 2.84 | 6,78,824 | 19,279 |
| PRAYAGRAJ | UP/UK | 4.46 | 6.54 | 26,62,845 | 1,74,150 |
| Varanasi | UP/UK | 4.81 | — | 4,41,903 | 0 |
| DEHRADUN | UP/UK | 5.30 | 8.11 | 16,47,172 | 1,33,586 |
| LUCKNOW 2 | UP/UK | 4.83 | 5.06 | 59,64,142 | 3,01,786 |
| MATHURA | UP/UK | — | 6.23 | 15,94,246 | 99,322 |