- Weighted blended RoI at 13.81% against the 13.75% floor (Jun 13.44%).Derived from: 21 branches priced below the blended floor
- Admin & processing-fee income at 2.39% of disbursement.Derived from: Weighted APF, Jul vs 2.15% prior
Weighted blended RoI 13.81% vs floor 13.75%
21 of 43 branches price below the floor · APF 2.39% (prior 2.15%)
Weighted RoI %
0%
Threshold ≥13.75% · prior 13.44%
APF / PF income %
0%
prior 2.15%
Insurance penetration %
0%
Threshold ≥5% · prior 4.96%
Weighted RoI by branch
Blended RoI, Jul · threshold ≥13.75%
| Branch | Blend | HL RoI | HL ATS(L) | LAP RoI | LAP ATS(L) | BLD RoI | BLD ATS(L) | M.LAP RoI | M.LAP ATS(L) |
|---|---|---|---|---|---|---|---|---|---|
| AGRA | 17.27 | 14.38 | — | — | — | — | — | — | — |
| AJMER | 13.07 | 13.07 | — | — | — | — | — | — | — |
| ALWAR | 14.48 | 13.88 | — | 16.22 | — | — | — | — | — |
| BARABANKI | 14.64 | 14.10 | — | 15.50 | — | 14.00 | — | — | — |
| BHILWARA | 12.76 | 12.64 | — | 15.00 | — | — | — | — | — |
| DADRI | 16.52 | 15.22 | — | 16.00 | — | — | — | — | — |
| DELHI LAXMI NAGAR | 12.79 | 12.17 | — | 16.00 | — | — | — | — | — |
| DELHI ROHINI | 14.99 | 13.25 | — | — | — | — | — | — | — |
| DWARKA MOR | 13.64 | 13.08 | — | — | — | 12.00 | — | — | — |
| FARIDABAD | 13.14 | 13.14 | — | — | — | — | — | — | — |
| GHAZIABAD | 13.27 | 13.15 | — | 15.83 | — | — | — | — | — |
| GHAZIABAD 2 | 14.50 | 13.80 | — | 15.15 | — | — | — | — | — |
| GREATER NOIDA | 11.86 | 11.86 | — | — | — | — | — | — | — |
| JAIPUR 1 | 13.81 | 12.92 | — | — | — | 12.00 | — | — | — |
| JAIPUR 2 | 15.26 | 14.22 | — | 16.28 | — | — | — | — | — |
| JAIPUR 3 | 13.88 | 13.37 | — | 16.00 | — | 12.55 | — | — | — |
| JAIPUR 4 | 14.00 | 14.00 | — | — | — | — | — | — | — |
| JHALAWAR | 14.42 | 14.73 | — | — | — | 13.50 | — | — | — |
| KANPUR | 16.85 | 14.34 | — | 15.86 | — | — | — | — | — |
| KAUSHAMBI | 13.18 | 12.52 | — | 15.85 | — | — | — | — | — |
| KHERLI | 13.95 | 12.66 | — | 16.89 | — | — | — | — | — |
| KOTA | 13.13 | 13.13 | — | — | — | — | — | — | — |
| LONI | 13.75 | 13.75 | — | — | — | — | — | — | — |
| LUCKNOW | 13.78 | 13.38 | — | 16.24 | — | 12.00 | — | — | — |
| MEERUT | 14.99 | 13.50 | — | — | — | — | — | — | — |
| MODI NAGAR | 11.23 | 11.23 | — | — | — | — | — | — | — |
| NAGAUR | 14.96 | 13.32 | — | 15.73 | — | — | — | — | — |
| NOIDA | 12.55 | 12.55 | — | — | — | — | — | — | — |
| PALI | 15.00 | — | — | 15.00 | — | — | — | — | — |
| PRAYAGRAJ | 14.88 | 13.81 | — | 16.00 | — | — | — | — | — |
| SAHIBABAD | 13.10 | 13.10 | — | — | — | — | — | — | — |
| SIKAR | 13.19 | 12.15 | — | 15.40 | — | — | — | — | — |
| Jodhpur City | 12.58 | 12.58 | — | — | — | — | — | — | — |
| Udaipur | 13.67 | 13.67 | — | — | — | — | — | — | — |
| Varanasi | 13.65 | 13.65 | — | — | — | — | — | — | — |
| BEAWAR | 12.43 | 12.43 | — | — | — | — | — | — | — |
| BUNDI | 15.55 | 15.55 | — | — | — | — | — | — | — |
| DEHRADUN | 13.15 | 12.47 | — | 16.00 | — | — | — | — | — |
| JODHPUR | — | — | — | — | — | — | — | — | — |
| LUCKNOW 2 | 13.33 | 14.71 | — | — | — | 12.73 | — | — | — |
| MAYUR VIHAR | 12.17 | 12.17 | — | — | — | — | — | — | — |
| AGRA ROAD | 12.91 | 13.03 | — | — | — | 12.25 | — | — | — |
| DELHI 6 | 13.84 | 13.84 | — | — | — | — | — | — | — |
| JAIPUR 6 | — | — | — | — | — | — | — | — | — |
| MATHURA | 21.29 | — | — | — | — | — | — | — | — |
Insurance penetration
Insurance premium as % of sanctioned amount · threshold ≥5%
| Branch | Sub-region | Prior % | Jul % | Sanctioned ₹ | Insurance ₹ |
|---|---|---|---|---|---|
| AGRA | UP/UK | 5.58 | 7.13 | 69,88,268 | 4,98,264 |
| AJMER | Rajasthan | — | 9.09 | 9,01,989 | 81,991 |
| ALWAR | Rajasthan | 4.59 | 4.17 | 90,13,805 | 3,75,876 |
| BARABANKI | UP/UK | 5.05 | 5.19 | 39,96,463 | 2,07,416 |
| BHILWARA | Rajasthan | 4.16 | 3.90 | 13,56,948 | 52,921 |
| DADRI | Delhi/NCR | — | 4.56 | 26,12,083 | 1,19,111 |
| DELHI LAXMI NAGAR | Delhi/NCR | — | 4.62 | 1,13,02,226 | 5,22,163 |
| DELHI ROHINI | Delhi/NCR | 6.20 | 4.58 | 33,17,648 | 1,51,948 |
| DWARKA MOR | Delhi/NCR | 3.72 | 4.71 | 77,21,308 | 3,63,674 |
| FARIDABAD | Delhi/NCR | 3.51 | 4.46 | 58,99,148 | 2,63,102 |
| GHAZIABAD | Delhi/NCR | 4.72 | 4.96 | 70,60,714 | 3,50,211 |
| GHAZIABAD 2 | Delhi/NCR | 5.95 | 5.45 | 62,94,827 | 3,43,068 |
| GREATER NOIDA | Delhi/NCR | — | 3.67 | 83,84,683 | 3,07,718 |
| JAIPUR 1 | Rajasthan | 6.24 | 4.38 | 69,02,018 | 3,02,308 |
| JAIPUR 2 | Rajasthan | 3.22 | 5.74 | 32,97,505 | 1,89,277 |
| JAIPUR 3 | Rajasthan | 5.25 | 6.85 | 78,16,866 | 5,35,455 |
| JAIPUR 4 | Rajasthan | 5.08 | — | 3,61,015 | 0 |
| JHALAWAR | Rajasthan | 4.19 | 6.37 | 21,39,287 | 1,36,273 |
| KANPUR | UP/UK | 5.37 | 5.64 | 59,73,204 | 3,36,889 |
| KAUSHAMBI | Delhi/NCR | 3.62 | 4.54 | 95,99,958 | 4,35,838 |
| KHERLI | Rajasthan | 4.28 | 3.68 | 34,36,852 | 1,26,476 |
| KOTA | Rajasthan | 4.49 | — | 7,37,250 | 0 |
| LONI | Delhi/NCR | 8.53 | — | 55,650 | 0 |
| LUCKNOW | UP/UK | 4.81 | 5.98 | 1,03,49,092 | 6,18,876 |
| MEERUT | UP/UK | 5.25 | 2.84 | 6,78,824 | 19,279 |
| MODI NAGAR | Delhi/NCR | — | 2.88 | 22,89,107 | 65,926 |
| NAGAUR | Rajasthan | 3.39 | 7.54 | 35,59,299 | 2,68,371 |
| NOIDA | Delhi/NCR | 4.37 | 4.40 | 78,47,578 | 3,45,293 |
| PALI | Rajasthan | — | 4.97 | 17,00,154 | 84,498 |
| PRAYAGRAJ | UP/UK | 4.46 | 6.54 | 26,62,845 | 1,74,150 |
| SAHIBABAD | Delhi/NCR | 4.93 | 4.63 | 44,15,038 | 2,04,416 |
| SIKAR | Rajasthan | 7.13 | 5.15 | 50,82,565 | 2,61,752 |
| Jodhpur City | Rajasthan | 5.22 | 3.62 | 51,84,052 | 1,87,663 |
| Udaipur | Rajasthan | 3.08 | 4.07 | 27,48,171 | 1,11,851 |
| Varanasi | UP/UK | 4.81 | — | 4,41,903 | 0 |
| BEAWAR | Rajasthan | 10.29 | 6.49 | 25,23,096 | 1,63,749 |
| BUNDI | Rajasthan | — | 10.24 | 5,13,291 | 52,561 |
| DEHRADUN | UP/UK | 5.30 | 8.11 | 16,47,172 | 1,33,586 |
| JODHPUR | Rajasthan | — | — | 0 | 0 |
| LUCKNOW 2 | UP/UK | 4.83 | 5.06 | 59,64,142 | 3,01,786 |
| MAYUR VIHAR | Delhi/NCR | 3.30 | 4.14 | 52,50,319 | 2,17,363 |
| AGRA ROAD | Rajasthan | 3.73 | 5.99 | 65,84,422 | 3,94,407 |
| DELHI 6 | Delhi/NCR | — | 3.35 | 10,90,019 | 36,516 |
| JAIPUR 6 | Rajasthan | — | — | 0 | 0 |
| MATHURA | UP/UK | — | 6.23 | 15,94,246 | 99,322 |