- Login→Sanction at 42.2% (+0.6pp MoM) against the 55% floor.Derived from: 132 sanctions / 313 logins vs 101/243 prior
- Rajasthan loses the most files in the funnel — 181 at sanction and 57 at disbursal.Derived from: 313 logins → 132 sanctions → 75 fresh disbursals
- Concentration: 6 of 20 branches produce 50% of disbursal value (₹415L).Derived from: Branch disbursal amounts, current month
- 6 RMs past 3 months vintage recorded zero disbursal in both months.Derived from: Non-performing RM list
Where the funnel leaks
Files lost before sanction and after sanction, by sub-region
RajasthanWorst stage: Sanction
Logins
313
Lost @ sanction
181
Lost @ disbursal
57
L→S %
0%
Threshold ≥55% · prior 41.60%
S→D %
0%
Threshold ≥65% · prior 55.40%
L→D %
0%
Threshold ≥35% · prior 23.00%
Disbursed (₹L)
0
prior 638.58
Login → Sanction → Disbursal
Counts for Aug against Jul
| Branch | Logins | Sanctions | Disb No | Disb ₹L | L→S % | S→D % | L→D % |
|---|---|---|---|---|---|---|---|
| JAIPUR 1 | 31 | 14 | 10 | 65.40 | 45.16 | 42.86 | 19.35 |
| KHERLI | 29 | 18 | 11 | 61.53 | 62.07 | 50.00 | 31.03 |
| JAIPUR 3 | 28 | 14 | 10 | 57.49 | 50.00 | 57.14 | 28.57 |
| ALWAR | 25 | 13 | 13 | 112.28 | 52.00 | 69.23 | 36.00 |
| JAIPUR 6 | 24 | 12 | 4 | 50.99 | 50.00 | 33.33 | 16.67 |
| JAIPUR 2 | 19 | 3 | 9 | 24.49 | 15.79 | 200.00 | 31.58 |
| KOTA | 15 | 7 | 5 | 14.87 | 46.67 | 42.86 | 20.00 |
| JODHPUR CITY | 15 | 6 | 12 | 53.21 | 40.00 | 66.67 | 26.67 |
| AGRA ROAD | 15 | 6 | 2 | 32.23 | 40.00 | 33.33 | 13.33 |
| SIKAR | 14 | 6 | 9 | 65.57 | 42.86 | 83.33 | 35.71 |
| BHILWARA | 14 | 6 | 10 | 52.24 | 42.86 | 100.00 | 42.86 |
| JHALAWAR | 13 | 5 | 7 | 35.70 | 38.46 | 80.00 | 30.77 |
| AJMER | 12 | 5 | 5 | 40.98 | 41.67 | 60.00 | 25.00 |
| UDAIPUR | 12 | 4 | 2 | 3.17 | 33.33 | 0.00 | 0.00 |
| PALI | 11 | 2 | 2 | 11.77 | 18.18 | 50.00 | 9.09 |
| BUNDI | 11 | 5 | 6 | 22.32 | 45.45 | 60.00 | 27.27 |
| BEAWAR | 10 | 2 | 0 | 0.00 | 20.00 | 0.00 | 0.00 |
| NAGAUR | 8 | 2 | 5 | 25.40 | 25.00 | 100.00 | 25.00 |
| Jaipur 4 | 7 | 2 | 2 | 1.82 | 28.57 | 0.00 | 0.00 |
| JODHPUR | 0 | 0 | 0 | 0.00 | 0.00 | 0.00 | 0.00 |
ATS & FOS Productivity
Avg Ticket Size (₹L, fresh disb) · Productivity = Fresh Disb Count / Active FOS
| Branch | ATS Overall | Active FOS | Fresh Files | Productivity |
|---|---|---|---|---|
| JAIPUR 2 | 2.38 | 2 | 6 | 3.00 |
| JAIPUR 3 | 6.81 | 3 | 8 | 2.67 |
| KHERLI | 6.29 | 4 | 9 | 2.25 |
| BHILWARA | 7.46 | 3 | 6 | 2.00 |
| JHALAWAR | 7.54 | 2 | 4 | 2.00 |
| NAGAUR | 7.48 | 1 | 2 | 2.00 |
| Jodhpur City | 11.59 | 2 | 4 | 2.00 |
| ALWAR | 11.68 | 6 | 9 | 1.50 |
| BUNDI | 6.16 | 2 | 3 | 1.50 |
| SIKAR | 11.96 | 4 | 5 | 1.25 |
| JAIPUR 1 | 8.98 | 5 | 6 | 1.20 |
| KOTA | 3.60 | 3 | 3 | 1.00 |
| JAIPUR 6 | 12.75 | 5 | 4 | 0.80 |
| AJMER | 12.41 | 4 | 3 | 0.75 |
| AGRA ROAD | 16.11 | 3 | 2 | 0.67 |
| PALI | 3.52 | 2 | 1 | 0.50 |
| JAIPUR 4 | — | 0 | 0 | — |
| Udaipur | — | 2 | 0 | — |
| BEAWAR | — | 2 | 0 | — |
| JODHPUR | — | 0 | 0 | — |