- Login→Sanction at 46.7% (+10.5pp MoM) against the 55% floor.Derived from: 42 sanctions / 90 logins vs 34/94 prior
- Delhi/NCR loses the most files in the funnel — 48 at sanction and 16 at disbursal.Derived from: 90 logins → 42 sanctions → 26 fresh disbursals
- Concentration: 2 of 6 branches produce 50% of disbursal value (₹190L).Derived from: Branch disbursal amounts, current month
- 8 RMs past 3 months vintage recorded zero disbursal in both months.Derived from: Non-performing RM list
Where the funnel leaks
Files lost before sanction and after sanction, by sub-region
Delhi/NCRWorst stage: Sanction
Logins
90
Lost @ sanction
48
Lost @ disbursal
16
L→S %
0%
Threshold ≥55% · prior 36.20%
S→D %
0%
Threshold ≥65% · prior 29.40%
L→D %
0%
Threshold ≥35% · prior 10.60%
Disbursed (₹L)
0
prior 196.40
Login → Sanction → Disbursal
Counts for Jul against Jun
| Branch | Logins | Sanctions | Disb No | Disb ₹L | L→S % | S→D % | L→D % |
|---|---|---|---|---|---|---|---|
| DWARKA MOR | 21 | 11 | 6 | 77.21 | 52.40 | 54.50 | 28.60 |
| DELHI ROHINI | 18 | 2 | 2 | 33.18 | 11.10 | 100.00 | 11.10 |
| DELHI 6 | 15 | 7 | 2 | 10.90 | 46.70 | 28.60 | 13.30 |
| DELHI LAXMI NAGAR | 14 | 11 | 10 | 113.02 | 78.60 | 81.80 | 64.30 |
| FARIDABAD | 11 | 5 | 5 | 58.99 | 45.50 | 60.00 | 27.30 |
| MAYUR VIHAR | 11 | 6 | 5 | 52.50 | 54.50 | 66.70 | 36.40 |
ATS & FOS Productivity
Avg Ticket Size (₹L, fresh disb) · Productivity = Fresh Disb Count / Active FOS
| Branch | ATS Overall | Active FOS | Fresh Files | Productivity |
|---|---|---|---|---|
| DADRI | — | — | — | — |
| DELHI LAXMI NAGAR | — | — | — | — |
| DELHI ROHINI | — | — | — | — |
| DWARKA MOR | — | — | — | — |
| FARIDABAD | — | — | — | — |
| GHAZIABAD | — | — | — | — |
| GHAZIABAD 2 | — | — | — | — |
| GREATER NOIDA | — | — | — | — |
| KAUSHAMBI | — | — | — | — |
| LONI | — | — | — | — |
| MODI NAGAR | — | — | — | — |
| NOIDA | — | — | — | — |
| SAHIBABAD | — | — | — | — |
| MAYUR VIHAR | — | — | — | — |
| DELHI 6 | — | — | — | — |