- Login→Sanction at 41.6% (+2.3pp MoM) against the 55% floor.Derived from: 101 sanctions / 243 logins vs 84/214 prior
- Rajasthan loses the most files in the funnel — 142 at sanction and 45 at disbursal.Derived from: 243 logins → 101 sanctions → 56 fresh disbursals
- Concentration: 5 of 20 branches produce 50% of disbursal value (₹355L).Derived from: Branch disbursal amounts, current month
- 13 RMs past 3 months vintage recorded zero disbursal in both months.Derived from: Non-performing RM list
Where the funnel leaks
Files lost before sanction and after sanction, by sub-region
RajasthanWorst stage: Sanction
Logins
243
Lost @ sanction
142
Lost @ disbursal
45
L→S %
0%
Threshold ≥55% · prior 39.30%
S→D %
0%
Threshold ≥65% · prior 52.40%
L→D %
0%
Threshold ≥35% · prior 20.60%
Disbursed (₹L)
0
prior 507.92
Login → Sanction → Disbursal
Counts for Jul against Jun
| Branch | Logins | Sanctions | Disb No | Disb ₹L | L→S % | S→D % | L→D % |
|---|---|---|---|---|---|---|---|
| ALWAR | 33 | 18 | 15 | 90.14 | 54.50 | 38.90 | 21.20 |
| KHERLI | 25 | 15 | 9 | 34.37 | 60.00 | 33.30 | 20.00 |
| KOTA | 15 | 2 | 2 | 7.37 | 13.30 | 0.00 | 0.00 |
| JAIPUR 3 | 15 | 7 | 11 | 78.17 | 46.70 | 85.70 | 40.00 |
| JAIPUR 6 | 15 | 3 | 0 | 0.00 | 20.00 | 0.00 | 0.00 |
| JAIPUR 1 | 13 | 6 | 7 | 69.02 | 46.20 | 83.30 | 38.50 |
| SIKAR | 13 | 5 | 7 | 50.83 | 38.50 | 80.00 | 30.80 |
| JHALAWAR | 13 | 7 | 5 | 21.39 | 53.80 | 57.10 | 30.80 |
| BHILWARA | 12 | 7 | 6 | 13.57 | 58.30 | 14.30 | 8.30 |
| BUNDI | 11 | 5 | 3 | 5.13 | 45.50 | 60.00 | 27.30 |
| AGRA ROAD | 11 | 3 | 7 | 65.84 | 27.30 | 133.30 | 36.40 |
| JAIPUR 2 | 10 | 5 | 6 | 32.98 | 50.00 | 100.00 | 50.00 |
| AJMER | 10 | 3 | 5 | 9.02 | 30.00 | 66.70 | 20.00 |
| JODHPUR CITY | 9 | 4 | 7 | 51.84 | 44.40 | 50.00 | 22.20 |
| PALI | 9 | 4 | 1 | 17.00 | 44.40 | 25.00 | 11.10 |
| NAGAUR | 8 | 3 | 4 | 35.59 | 37.50 | 133.30 | 50.00 |
| BEAWAR | 7 | 1 | 2 | 25.23 | 14.30 | 100.00 | 14.30 |
| Jaipur 4 | 7 | 2 | 2 | 3.61 | 28.60 | 0.00 | 0.00 |
| UDAIPUR | 7 | 1 | 5 | 27.48 | 14.30 | 200.00 | 28.60 |
| JODHPUR | 0 | 0 | 0 | 0.00 | 0.00 | 0.00 | 0.00 |
ATS & FOS Productivity
Avg Ticket Size (₹L, fresh disb) · Productivity = Fresh Disb Count / Active FOS
| Branch | ATS Overall | Active FOS | Fresh Files | Productivity |
|---|---|---|---|---|
| AJMER | — | — | — | — |
| ALWAR | — | — | — | — |
| BHILWARA | — | — | — | — |
| JAIPUR 1 | — | — | — | — |
| JAIPUR 2 | — | — | — | — |
| JAIPUR 3 | — | — | — | — |
| JAIPUR 4 | — | — | — | — |
| JHALAWAR | — | — | — | — |
| KHERLI | — | — | — | — |
| KOTA | — | — | — | — |
| NAGAUR | — | — | — | — |
| PALI | — | — | — | — |
| SIKAR | — | — | — | — |
| Jodhpur City | — | — | — | — |
| Udaipur | — | — | — | — |
| BEAWAR | — | — | — | — |
| BUNDI | — | — | — | — |
| JODHPUR | — | — | — | — |
| AGRA ROAD | — | — | — | — |
| JAIPUR 6 | — | — | — | — |